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Payday loan trap (May 18 2008 00:53 GMT) - I am looking for letter to send to lender telling them they are not authorized to to make ach transactions from my checking. |
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Should I consolidate my credit cards with a credit card? (May 18 2008 00:53 GMT) - Should I max out my credit cards to buy myself a few extra months before they lower my available balance? Can I call my largest credit card and get them to raise my limit by transfering over all my other credit cards into it and closing them, thereby having one payment? This will lower my payment and it seems that it would be good business decision for the credit card. I am worried however that they will put up a red flag on my account and limit it anyway. what do you think. |
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Re-opening a Cap One card? (May 18 2008 00:53 GMT) - I have a Cap One CC account, that I defaulted on back in 2003. The notation on my CR says andquot;charged offandquot; but there is no collection agency listed on my report that would be for this account. My question is this: |
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Status change on a closed/paid account? (May 18 2008 00:53 GMT) - Hi everyone, I had an account with a furniture store, which, admittedly, I was late paying a few times. I opened the account back in 2001. Paid on it for about 2 years, like I said, a few lates, but eventually paid it all off. My question is regarding how they are reporting this account. Instead of andquot; |
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Charge-offs (May 18 2008 00:53 GMT) - Can I still do a settlement program even after the company has 'charged off? (whatever that means) One company offered me a 35% settlement to keep the account from being charged off, but the monthly payment they wanted was more that I can afford. They said if I couldn't pay them that, there was nothing else they could do but let it go. We're so far behind now, I don't know what to do. This is the second company in a month to threaten to sue... |
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How to handle numerous accounts with same creditor? (May 18 2008 00:53 GMT) - Hi, I have a credit line of $4,199 and credit card of $1,595 with Wells Fargo. My husband also has a credit card with Wells Fargo. Do we settle these accounts separately or present them all together? what has been your experience? oh and just to note, my husband and I are trying to settle this ourselves. |
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What is a Motion for Summary Judgement (May 18 2008 00:53 GMT) - In 2006 I was served papers by AIS Services,LLC intent to sue. Per the court instructions, I requested proof of the actual debt. Never heard another word from them. Today in the mail I received a notice for a Motion for Summary Judgement. I have not received any phone calls or correspondence prior to receiving this. |
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naughty words (May 18 2008 00:53 GMT) - it's cute how you don't allow naughty words, yet harassing people in order to steal their money isn't a problem for you. not a question, just a suggestion that your priorities are out of whack. |
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